:root{
  --blue:#0a2c58;
  --red:#c8102e;
  --text:#2a2a2a;
  --muted:#667085;
  --bg:#f8f9fb;
  --card:#ffffff;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,'Helvetica Neue',Arial,sans-serif;color:var(--text);background:var(--bg)}
a{color:var(--blue);text-decoration:none}
.header{position:sticky;top:0;background:var(--blue);color:#fff;z-index:50;box-shadow:0 2px 10px rgba(0,0,0,.12)}
.nav{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:12px 16px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:36px;height:36px}
.brand .name{font-weight:700;letter-spacing:.2px}
.nav a{color:#fff;margin:0 10px;font-weight:600;opacity:.95}
.nav .ctas a{display:inline-block;padding:8px 14px;border-radius:10px;background:#fff;color:var(--blue);margin-left:10px;font-weight:700}
.lang{margin-left:12px;background:#fff;color:var(--blue);padding:6px 10px;border-radius:8px;border:none;font-weight:700}
.hero{max-width:1200px;margin:0 auto;padding:40px 16px;display:grid;grid-template-columns:1.2fr 1fr;gap:24px;align-items:center}
.h-title{font-size:42px;line-height:1.15;margin:0 0 10px;color:var(--blue);font-weight:800}
.h-sub{font-size:18px;color:var(--muted);margin:0 0 18px}
.btn{display:inline-block;background:var(--red);color:#fff;padding:12px 18px;border-radius:12px;font-weight:800}
.btn.outline{background:#fff;color:var(--red);border:2px solid var(--red)}
.hero .panel{background:#fff;border-radius:16px;padding:20px;box-shadow:0 6px 24px rgba(10,44,88,.08);min-height:220px;display:flex;align-items:center;justify-content:center;color:#667}
.section{max-width:1200px;margin:20px auto;padding:0 16px}
.section h2{color:var(--blue);font-size:28px;margin:20px 0 10px}
.section .sub{color:var(--red);font-weight:700;margin-top:-6px;margin-bottom:10px}
.grid{display:grid;gap:18px}
.cards-3{grid-template-columns:repeat(3,1fr)}
.card{background:var(--card);border-radius:14px;padding:18px;box-shadow:0 6px 24px rgba(10,44,88,.06)}
.card .thumb{height:120px;border-radius:10px;background:linear-gradient(135deg,#e9eef5,#f4f7fb);margin-bottom:12px}
.card h3{margin:6px 0 4px;font-size:18px;color:var(--blue)}
.card p{margin:0;color:var(--muted);font-size:14px}
.info{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.about{background:#fff;border-radius:14px;padding:20px;box-shadow:0 6px 24px rgba(10,44,88,.06)}
.kv{background:linear-gradient(135deg,#e6eef7,#eef4fb);border-radius:14px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px}
.badge{display:inline-block;background:#eef3f9;color:var(--blue);border:1px solid #d6deea;padding:6px 10px;border-radius:999px;font-weight:700;font-size:12px}
.banner{background:#fff;border-radius:14px;padding:16px;box-shadow:0 6px 24px rgba(10,44,88,.06);display:flex;justify-content:space-between;align-items:center}
.footer{background:var(--blue);color:#fff;margin-top:40px}
.footer .wrap{max-width:1200px;margin:0 auto;padding:20px 16px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap}
.footer a{color:#fff;opacity:.9}
.form{background:#fff;border-radius:14px;padding:20px;box-shadow:0 6px 24px rgba(10,44,88,.06)}
label{display:block;margin:.3rem 0 .2rem;font-weight:700;color:var(--blue)}
input,textarea,select{width:100%;padding:10px 12px;border:1px solid #d7dfe9;border-radius:10px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.icon{width:18px;height:18px;vertical-align:-3px;margin-right:6px}
.track{display:flex;align-items:center;gap:12px}
.rib{color:#fff;background:var(--red);padding:6px 10px;border-radius:8px;font-weight:800;display:inline-block}
@media(max-width:980px){
  .hero{grid-template-columns:1fr}
  .info{grid-template-columns:1fr}
  .cards-3{grid-template-columns:1fr}
  .nav .ctas{display:none}
}